Trial

In the world of alternative investments, transparency often distinguishes exceptional opportunities from problematic ones. For mortgage fund investors, transparency provides the foundation for informed decision-making, appropriate risk assessment, and ongoing confidence in portfolio allocations. While many investment vehicles operate as “black boxes” with limited disclosure, truly professional mortgage funds recognize that comprehensive transparency creates trust […]

Value-add real estate projects offer some of the highest potential returns in today’s market. By identifying underperforming properties and implementing strategic improvements, developers can significantly increase both property value and income potential. However, these opportunities often face a critical financing challenge: traditional lenders typically evaluate properties based on their current condition rather than their potential […]

For investors seeking stable income with strong capital preservation, understanding risk mitigation strategies represents a critical component of due diligence. Within private mortgage funds, loan-to-value (LTV) management stands as perhaps the single most important risk control mechanism, creating a fundamental protection layer that shields investor capital from potential market fluctuations and borrower challenges. This seemingly […]

Building a substantial real estate portfolio requires more than just finding good properties—it demands a strategic approach to financing that supports sustainable growth over time. While many investors focus on individual transactions, those who successfully build real estate empires understand that financing strategy plays a crucial role in long-term portfolio development. Private lending has emerged […]

The quality of a mortgage fund’s returns ultimately depends on the strength of its underwriting process. While many investors focus primarily on headline yield figures when evaluating funds, the underwriting methodology represents the critical foundation that determines both performance consistency and capital preservation. Understanding how sophisticated funds evaluate lending opportunities helps investors identify managers with […]

Experienced developers often require flexible financing to bridge existing debt and complete construction—particularly on multi-unit infill projects, where timing and capital efficiency are crucial. In this case, a repeat borrower needed to refinance an existing single-family residence (SFR) loan and provide construction financing, transforming it into a 12-unit multifamily project in the prime urban San Diego Community of North Park.

A trusted repeat client needed additional capital to complete a nearly finished single-family residence in San Diego County, while keeping a low-interest first trust deed in place.

When a family inherits real estate, navigating the estate settlement process can be complex, especially when liquidity is needed quickly to distribute funds among heirs while minimizing tax consequences. Traditional financing options often involve lengthy documentation, delays, and inflexible terms, which do not suit time-sensitive estate planning needs.

Turning an underutilized property into a vibrant, income-generating asset is one of the most impactful transformations in real estate. Whether it’s converting a low-density building into a multifamily residence or repositioning an outdated structure for modern use, these projects require vision—and financing that evolves with every phase of development. At Fidelis Private Fund, we specialize […]

How Fidelis Private Fund Builds Confidence Where Others Raise Concerns Investing in mortgage funds can be a smart way to generate stable income while preserving capital—but only if the fund is structured and managed with discipline, transparency, and long-term alignment. Not all funds meet this standard. In fact, many red flags can signal when a […]