John P. Lloyd, President & CEO, Co-Founder
The Fidelis Private Fund is the next step of the journey for its president, John P. Lloyd. For over 30 years John Lloyd has pursued his passion and life’s work in commercial real estate financing.
His experience includes institutional commercial real estate lending at two commercial banks, served as CFO for a Nevada-based commercial real estate developer and in private mortgage lending as president of a California-based hard money lender.
Most recently for 12 years, John was president of a San Diego-based private commercial real estate mortgage fund. He managed the growth of the fund through the recession and grew the fund over 400% with no investor capital losses, and managed a loan portfolio of over $190 million with investors earning an annual yield in the 7-8% range over his tenure there. Also, as a mortgage broker, John has originated more than a billion dollars worth of commercial real estate loans over his career.
Allan Paranada, Broker/Loan Originator
Allan received his Bachelors of Science degree in Business from Cal Poly Pomona with a concentration in Finance, Real Estate, and Law. He started his career in banking in 1995 as a personal banking officer with a leading national diversified financial services company, since that time he has held a number of client advisory positions in the financial industry. Allan was a Portfolio Manager for a commercial bank where he underwrote and managed a portfolio of business clients with revenues of up to $25MM and private banking clients with $10MM in investment assets.
Allan broadened his loan origination and underwriting experience where he spent five years with a local private money mortgage fund focusing on commercial real estate bridge financing, as he helped it grow from $93M to $180M in total assets. Allan is also an entrepreneur and owns his own mortgage brokerage business. He now assists Fidelis Private Fund as a broker while also operating his own independent mortgage brokerage.
Monica Johnston, Operations and Investor Relations Officer
Monica brings a unique mix to the team as a former Operations Director, Project Manager, Private Investigator, and Administrative Director in various industries. With additional experience in Web Analytics and SEO, she also concurrently supports the Marketing Team at FundLoans.
At Fidelis, Monica manages the communication between the Limited Partners and assists with marketing efforts and periodic distribution of financial reports. She provides accurate and transparent access for investors. From the lending side, Monica helps manage the loan process from start to finish ensuring our borrowers receive the highest quality customer service possible.
Other Co-Founders / Principals
Chad R. Ruyle, Co-Founder
Chad R. Ruyle is the President and Co-Founder of FundLoans and Drop Mortgage, Inc. He works with both overall operations and capital markets for the business. Mr. Ruyle is an attorney by trade and an entrepreneur, having developed an Estate and Business Planning practice and various successful startup ventures. These real estate and finance pursuits, along with his private equity investments, help him understand the opportunities and struggles of business — whether it requires actively managing, advising on a board seat, or investing in a business.
Mr. Ruyle’s expertise has led to features on most major national networks including 60 Minutes on CBS, Nightline on ABC, and NBC’s Today Show with Brian Williams. He has also been quoted or featured in many national and local publications including The New York Times, The Wall Street Journal and Forbes Magazine. An active member of his community, Mr. Ruyle co-founded the non-profit PEERS and volunteers his time with various organizations.
Jon Maddux, Co-Founder
Jon D. Maddux is the CEO / Co-Founder of FundLoans. Jon has been in the mortgage and finance industries for over 24 years. FundLoans is a wholesale mortgage lender with a focus on niche jumbo programs. FundLoans sets itself apart by taking a holistic approach to underwriting and providing a customer-oriented experience for mortgage brokers with its “make-sense” lending philosophy.
Before the mortgage crisis, Jon was the founder and President of IMS Lending, a mortgage company in Del Mar, CA which focused on jumbo alt-doc loan products.
In December 2007, as the financial crisis began, Jon co-founded and became CEO of YouWalkAway.com. YouWalkAway.com helped over 10,000 customers navigate through the hardship of foreclosure and/or a short sale. You Walk Away was featured in news publications and TV news programs such as 60 Minutes, ABC Nightline, CNN, NBC’s The Today Show, Good Morning America, Yahoo Finance, Time Magazine, The Wall Street Journal, The New York Times, Bloomberg, Forbes, Fortune, Money Magazine, NPR, AP, NBC, CBS, and Fox News, among many others. Many of these publications have used quotes from Maddux about mortgages, short sales, and foreclosure.
Sam Attisha, Principal
Sam Attisha is a real estate investor, entrepreneur, and owner and operator of multiple businesses in the San Diego area. Sam has extensive experienced in real estate investing, owning and managing numerous investment properties. Sam has been a limited partner in Fidelis from inception and brings valuable knowledge, expertise, and support as a shareholder of the General Partner