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"I'm Aimee Cabiling. I am the owner, licensee and administrator of the Real Guest Home of North County. I truly praise and thank God for knowing John Lloyd at Fidelis, and thank you for Allan for working so hard. In 2009, John was the one who regionally gave me the loan to have this building behind me. When John heard about the SBA Loan that it is a better rate, he called me and started working with me on how we could get the loan brought through. With the help of Allan and John everything materialized. It was a big miracle and I cannot thank you guys enough for doing a great job."

Aimee CabilingOwner, Real Guest Home
Aimee Cabiling<br>Real Guest Home

We turned to John Lloyd with Fidelis to help us with take-out financing for a 13-unit apartment complex project. Within 30 days of contacting John he had options of 15 different lenders for us to choose from. The three key items that we requested from John were a low interest rate, long term financing, and the most cash out as possible. John was able to deliver. He got us a ten year fixed loan under 4% and more money cash out than we requested. John also got us three years interest only, so we have more cash flow in the first few years of managing the property. Thank you John and Fidelis...and on to the next one!

Rammy CortezDeveloper
Rammy Cortez<br>Developer

As a real estate broker, I am always looking for a lender who not only can perform but will always protect my interest. John Lloyd at Fidelis does a fantastic job getting the real estate loans funded I need and making it easy with no hassle. What's different about John from other primate money lenders, John values relationship over the transaction and is in it for the long-term. If you are a broker and want a lender you can trust call John at Fidelis.

Chris HakimBroker, Symbolic Real Estate, Inc.
Chris Hakim<br>Broker

I've closed several deals with John Lloyd, and each time he has performed quickly and as promised. Having a lending relationship I can trust will perform has been a tremendous help to my business. I would and have recommended John Lloyd and Fidelis for anyone seeking private financing.

Adam JacksApartment Consultants, Inc.
Adam Jacks, <br>Apartment Consultants, Inc.

John Lloyd is one of the rare lenders who truly 'gets it,' where his knowledge and experience allow him to intelligently underwrite a property I have financed multiple properties with John that required an extremely tight timeline. Each time John has come through on time and with the terms he had promised.

Pat GearyGEG Advisors
Pat Geary, <br>GEG Advisors

The loan was made to finish up a multimillion dollar home in point Loma. Literally two weeks after funding the home in Point Loma went under contract for 2,950,000 with a 90 day closing. I am very grateful to have had the opportunity to work with people who can think outside the box.

Anthony DilevaCommercial Real Estate Broker
Anthony Dileva, <br> Commercial Real Estate Broker