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Commercial Real Estate Topics

Our goal with this section is to help our clients engage with Fidelis Private Fund effectively, help others develop professionally in the area of work associated with commercial real estate financing, and to aid those seeking to invest in commercial real estate.

How are Short-Term Real Estate Investors Profiting in Today’s Market?

There is a common character trait I see in successful people that achieve something of value: the willingness to step out and take a risk.

How Does Fidelis Generate Such Excellent Returns for our Investors?

In today’s economic environment, there are plenty of investment options, and they all come with some level of risk. 

Fidelis Private Fund is a direct portfolio lender specializing in commercial and residential investment real estate loans and offers accredited investors the opportunity to invest in a pool of real estate secured loans generating a competitive rate of return with moderate risk and reasonable liquidity.

How do we Perform at an Elite Level?

In real life, we don’t get trophies for merely participating. There are winners and losers, and we all desire to be the winners. However, there are several things we need to do to get there.

Going from being average to good to great is impressive, but performing at an elite level is where most of us would like to be in our personal lives and business.

How are we Wasting Time?

Jim Rohn said, “Time is more valuable than money. You can get more money, but you cannot get more time.”

Making better use of our time also generates freedom and less stress in our lives.

There are many ways through better time management we can improve our efficiency and be more productive. However, today I chose one area I see every day where time can be saved, and that is through the way we choose to communicate.

What is a Fund Control and How does it Mitigate Risk for the Borrower, the Contractor and the Lender?

Fund control plays a vital role in mitigating risk for all parties involved in the construction project.

A construction fund control is a process where a third party manages the proper funding of the project. They verify the construction budget, draw documentation, and work progress, to help lenders accurately manage the construction loan draw process. ​​​

Here is how a Fund Control reduces the risk for the borrower, the lender, and the contractor:

Traits I see in Successful Real Estate Brokers

I have been in real estate financing business for over 30 years. I consistently work with real estate brokers to finance the investment property transactions that come my way.
It’s incredibly important how a broker conducts business and treats people. The right real estate broker can make the difference between getting the deal done or not.

What Makes a Mortgage Fund Like Fidelis a Hedge Against Inflation?

There are numerous benefits to investing in a mortgage fund. Click here for a list of benefits. However, one benefit not often talked about is a hedge against inflation.

In the last year, to fight the COVID-19 pandemic, the government injected over 2.5 trillion dollars into the US economy. These are not dollars generated by third-party investors buying US treasuries. These are dollars just printed and injected into the economy that may eventually overheat the economy, resulting in inflation.

I believe inflation is on the horizon and that it’s only a matter of time before it materially affects our economy with rising interest rates. There is not an immediate correlation between the rise in US Treasuries rates and private money rates. Long-term interest rates will have to increase and remain consistently higher before it materially affects private money yields. 

A Simple Formula to Determine When is the Best Time to Refinance

At what point do you decide to refinance a loan based on the interest rate? A question most of us have been asking, given the low-interest-rate environment we have been in for a while.

Making the right decision to refinance can save you money, but if not done at the appreciate time and for the right reason, it could end up costing you more money than you would save.​​

A few basic rules of thumb to follow:

How to Choose the Right Employee or Business Partner?

Choosing the right employee or business partner can make an enormous impact on whether you prosper or flounder as a business owner.

Often when employers look to hire someone, or when entrepreneurs want to find a business partner, in their search, they often miss certain character traits in a person that can make the difference between mediocre or excellent.

What are Key Factors & Questions to Ask in Structuring the Right Real Estate Loan Terms?

A great deal of money can be saved by structuring the right loan terms on your real estate transaction. It is the opportunity cost of making the right decision where the money is saved. When choosing the right real estate loan terms, it’s not all about the lowest interest rate. It’s wise not to fall into the trap of merely looking for the loan with the lowest interest rate. Many other elements come into play when structuring the right loan terms that affect the transaction’s profitability.