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Commercial Real Estate Topics

Our goal with this section is to help our clients engage with Fidelis Private Fund effectively, help others develop professionally in the area of work associated with commercial real estate financing, and to aid those seeking to invest in commercial real estate.

Four things to Know Before Building an ADU on Your Residential Investment Property

The local and state government have made it extremely attractive to construct additional dwelling units (ADU’s), also known as Granny Flats, on a property with a single-family residence by loosening the density restrictions.

The additional square footage created with an ADU can help increase the value of a single-family residential property, both owner-occupied and investment rental property. However, in this article, I am focusing on residential investment properties with ADU’s.  

When Does Using Private Money Make Sense?

Have you passed up an investment opportunity because private money was expensive and it was your only option for financing?

Private money, or hard money financing, is non-conventional financing. The funds are not coming from a federally insured source, as in a bank or credit union. A private money lender is usually an entity or individual not regulated by the federal government, which allows for increased flexibility and common-sense underwriting to accommodate a borrower’s specific financing needs.  

Are we Goal-Oriented or Growth-Oriented?

There is no such thing as a “risk-free” real estate investment. With any return, there is risk.

Successful real estate investors typically know and understand two essential things:

The financial objective or why they are investing in real estate, .i.e., is it for future cash flow, preserve equity, generate growth, etc.
The risks associated with achieving their objective and how best to mitigate those risks.

How to Mitigate the Risks When Investing in Real Estate

There is no such thing as a “risk-free” real estate investment. With any return, there is risk.

Successful real estate investors typically know and understand two essential things:

The financial objective or why they are investing in real estate, .i.e., is it for future cash flow, preserve equity, generate growth, etc.
The risks associated with achieving their objective and how best to mitigate those risks.

How are Short-Term Real Estate Investors Profiting in Today’s Market?

There is a common character trait I see in successful people that achieve something of value: the willingness to step out and take a risk.

How Does Fidelis Generate Such Excellent Returns for our Investors?

In today’s economic environment, there are plenty of investment options, and they all come with some level of risk. 

Fidelis Private Fund is a direct portfolio lender specializing in commercial and residential investment real estate loans and offers accredited investors the opportunity to invest in a pool of real estate secured loans generating a competitive rate of return with moderate risk and reasonable liquidity.

How do we Perform at an Elite Level?

In real life, we don’t get trophies for merely participating. There are winners and losers, and we all desire to be the winners. However, there are several things we need to do to get there.

Going from being average to good to great is impressive, but performing at an elite level is where most of us would like to be in our personal lives and business.

How are we Wasting Time?

Jim Rohn said, “Time is more valuable than money. You can get more money, but you cannot get more time.”

Making better use of our time also generates freedom and less stress in our lives.

There are many ways through better time management we can improve our efficiency and be more productive. However, today I chose one area I see every day where time can be saved, and that is through the way we choose to communicate.

What is a Fund Control and How does it Mitigate Risk for the Borrower, the Contractor and the Lender?

Fund control plays a vital role in mitigating risk for all parties involved in the construction project.

A construction fund control is a process where a third party manages the proper funding of the project. They verify the construction budget, draw documentation, and work progress, to help lenders accurately manage the construction loan draw process. ​​​

Here is how a Fund Control reduces the risk for the borrower, the lender, and the contractor:

Traits I see in Successful Real Estate Brokers

I have been in real estate financing business for over 30 years. I consistently work with real estate brokers to finance the investment property transactions that come my way.
It’s incredibly important how a broker conducts business and treats people. The right real estate broker can make the difference between getting the deal done or not.