An institutional ADU-focused investment group sought financing to refinance an existing property and execute a large-scale infill development, adding 12 new ADU units to an already improved site. The density, construction scope, and reliance on ADU Bonus Program incentives placed the project...
A borrower sought to unlock equity from a free-and-clear four-unit residential property in the Ocean Beach community of San Diego, within blocks of the beach, while completing renovations to improve unit condition and increase rental income. The need for both refinance proceeds and renovation...
Experienced real estate investors sought financing to add two modular ADUs to an existing four-unit property while preserving a favorable low-rate first mortgage. The need for subordinate construction financing and staged funding made this transaction outside the scope of most conventional...
A repeat Fidelis borrower and experienced San Diego residential developer needed construction financing to execute a value-add infill project in the North Park neighborhood. The project combined renovation of an existing single-family residence with ground-up construction of new loft-style...
A repeat Fidelis borrower and experienced real estate investor secured financing to reposition an aging residential property in East San Diego County. The project includes a full renovation of the existing home along with the addition of a new detached unit and garage structures to maximize...
An experienced small business owner and real estate investor sought short-term financing to refinance an existing private loan while renovating a vacant residential property in East San Diego County. The property, located on a large lot, includes a single-family home and a detached accessory...
A real estate investor with a long track record of owning and operating industrial properties needed to refinance existing debt on two stabilized industrial condominium units while also accessing equity for other investment opportunities. While the property was fully leased and generating strong...
A long-time family-owned property had fallen into significant disrepair over decades, including deferred maintenance and code violations. The borrower needed short-term financing to complete a major renovation and construct an ADU to reposition the property as a two-unit income-producing...
A reputable mortgage broker referred the borrowers. They needed a lender who could provide short-term acquisition financing for an SFR while allowing them to fund the renovation themselves and refinance once the property was stabilized.
An experienced Northern California real estate owner sought short-term bridge financing to refinance existing debt and access equity from a stabilized multi-tenant light industrial asset. The transaction required a lender comfortable with an industrial product type, structured...
The borrower owned a free-and-clear commercial property in Vista, CA that was under contract to be sold for $960,000. They required immediate liquidity for an unrelated project and needed to access $200,000 quickly. Traditional refinancing would have been too slow, and time was of the essence to...
A borrower was in escrow to acquire a prime residential investment property but faced an unexpected issue just before closing: their conventional lender failed to perform in time. With a significant deposit at risk and the closing deadline rapidly approaching, the borrower urgently needed a...
An experienced real estate investor and licensed broker sought to refinance an existing bridge loan approaching maturity on a single-family residence with an accessory dwelling unit (ADU). The borrower had invested significant capital into improvements since acquiring the property and was...
An experienced investor was under contract to acquire a long-established nursery business in California’s Imperial Valley. The seller, retiring after decades of ownership, required a quick close. The borrower had committed significant equity to the transaction but needed to secure the remaining...
A longtime San Diego business professional with decades of experience in the cold storage and logistics industry sought to reposition a canyon-rim single-family property in the Mission Hills neighborhood. The existing structure was uninhabitable and required full redevelopment. The borrower...
An experienced development group sought construction financing to support the ground-up development of a higher-density multifamily project on an infill site. The business plan required a lender capable of funding a substantial build-out, and administering a controlled draw process without the...
A long-held single-family residence required a comprehensive renovation to modernize the home and enhance its market appeal. The project required a lender willing to provide a conservative rehab loan with a controlled draw structure, supporting a full interior and exterior upgrade without...
An experienced real estate developer and repeat Fidelis client needed financing to reposition an older residential asset into a modern 10‑unit multifamily community. The project required a lender capable of combining a refinance with a structured construction holdback, ensuring controlled...
An experienced real estate developer Fidelis has funded numerous loans for, all of which have been paid as agreed, and needs financing to reposition an older residential property into a modern multifamily community. The project involved a full interior and exterior transformation of the existing...
A local family inherited a free-and-clear infill property and wanted to redevelop it into new multifamily housing while keeping the existing residence. The project required a construction lender who could underwrite a ground-up build, support a clear entitlement path, and manage a structured...
