Success Story
A high-net-worth entrepreneur with complex business holdings needed a straightforward construction loan to build a single-family investment property without the burden of extensive entity documentation that conventional lenders require. The borrower needed a lender willing to focus on the strength of the collateral, sponsorship, and liquidity — not bureaucratic red tape.
Fidelis structured a $1,150,000 first trust deed construction loan at 45% LTV against an appraised as-completed value of $2,580,000, with the borrower contributing over $1,400,000 in equity above the Fidelis loan amount — land owned free and clear with no payoff required.
The borrower plans to sell the completed residence upon construction completion.
Value Added
Fidelis delivered a clean, no-hassle construction loan by focusing on what matters most — strong collateral, substantial borrower equity, and a high-net-worth sponsor — allowing the borrower to focus on building rather than paperwork.
Another transaction where Fidelis Private Fund is helping our clients achieve their financial goals.