Close
760.258.4486
Mon - Fri : 8:00 - 5:00

Author page: John P. Lloyd

$10,300,000 Purchase / Bridge Loan
$10,300,000 Purchase / Bridge Loan

A repeat client of Fidelis was in contract to purchase two retail multi-tenant buildings totaling approximately 47,500 sq.ft. in a mixed-use project located in the Barrio Logan neighborhood southeast of downtown San Diego. The borrower needed a bridge lender to close fast and allow time to...

$1,500,000 Purchase/Bridge Loan
$1,500,000 Purchase/Bridge Loan

 A repeat client needed a bridge loan to purchase 14 apartment units in El Cajon, CA, which required renovation before obtaining conventional financing. The borrower needed a flexible bridge lender to fund the purchase quickly and allow time to vacate the tenants and complete the...

$565,000 Purchase/Bridge Loan
$565,000 Purchase/Bridge Loan

 A repeat client negotiated a below market price to purchase a single-family investment property in San Diego that required only some cosmetic improvements, and needed to close in less than 10 days. The buyer needed a lender that would perform fast and make it an easy process.

$1,540,000 Purchase/Perm Loan
$1,540,000 Purchase/Perm Loan

A self-employed borrower needed to close on purchasing an owner-occupied single-family residence with as much leverage as possible with a long-term loan. Fidelis does not fund owner-occupied residential loans. However, we were able to negotiate with a conventional lender who could fund the loan...

$3,450,000 Purchase/Bridge Loan
$3,450,000 Purchase/Bridge Loan

A repeat client of Fidelis was in contract to purchase two commercial multi-tenant office buildings, 100% leased, totaling approximately 23,400 rentable sq.ft. located in Bonita, CA. To limit the cash down payment, the borrower needed a creative broker to arrange bridge financing with a...

$1,985,000 Refinance/ Permanent Loan
$1,985,000 Refinance/ Permanent Loan

Fidelis funded a small $150,000 mezzanine bridge loan directly on a mixed-use commercial/residential property in Laguna Beach, CA to help the client make some property improvements. However, the borrower ultimately needed to refinance and consolidate the senior debt and the mezzanine debt into...

Four things to Know Before Building an ADU on Your Residential Investment Property
Four things to Know Before Building an ADU on Your Residential Investment Property

The local and state government have made it extremely attractive to construct additional dwelling units (ADU’s), also known as Granny Flats, on a property with a single-family residence by loosening the density restrictions. The additional square footage created with an ADU can help increase the...

$530,000 Purchase/Bridge Loan
$530,000 Purchase/Bridge Loan

A client referral was in escrow to purchase a commercial property to be used as an owner-occupied commercial property; however, tenants still in the property needed to be vacated before a conventional lender would fund the loan. The borrower needed a flexible bridge lender to fund the purchase...

$2,000,000 Purchase / Bridge Loan
$2,000,000 Purchase / Bridge Loan

We received a purchase loan request through a broker relationship for a four acre improved land parcel in Otay Mesa, San Diego, along the border. It was an owner-user acquisition. The loan request was too large for Fidelis to fund as a direct lender, so we arranged the loan with another...

When Does Using Private Money Make Sense?
When Does Using Private Money Make Sense?

Have you passed up an investment opportunity because private money was expensive and it was your only option for financing? Private money, or hard money financing, is non-conventional financing. The funds are not coming from a federally insured source, as in a bank or credit union. A private...

$650,000 Purchase / Perm Loan
$650,000 Purchase / Perm Loan

A borrower needed to close on purchasing an owner-occupied single-family residence in less than two weeks and needed a long-term loan. Fidelis does not fund owner-occupied residential loans. However, we knew a lender who could fund the loan for the borrower and meet the short time...

$434,000 Refinance / Perm Loan
$434,000 Refinance / Perm Loan

Fidelis was the existing lender where the client initially needed a purchase/renovation loan on a residential duplex in National City, CA. Once Fidelis funded the acquisition/remodel bridge loan, and the property was renovated and leased, Fidelis immediately arranged a take-out long-term...