Trial

By John Lloyd, CEO, Fidelis Private Fund There is a specific kind of “knot” that many investors feel when they move capital into the private markets. It’s the tension between the desire for a meaningful yield and the primal need for Capital Preservation and access. We’ve all seen the extremes: the traditional savings account that […]

A real estate investor with a long track record of owning and operating industrial properties needed to refinance existing debt on two stabilized industrial condominium units while also accessing equity for other investment opportunities. While the property was fully leased and generating strong cash flow, traditional lenders often move slowly or require extensive underwriting when a borrower is seeking both a refinance and cash-out component on commercial assets.

A long-time family-owned property had fallen into significant disrepair over decades, including deferred maintenance and code violations. The borrower needed short-term financing to complete a major renovation and construct an ADU to reposition the property as a two-unit income-producing asset.

A reputable mortgage broker referred the borrowers. They needed a lender who could provide short-term acquisition financing for an SFR while allowing them to fund the renovation themselves and refinance once the property was stabilized.

By John Lloyd, CEO, Fidelis Private Fund When you invest with Fidelis Private Fund, you’re investing in San Diego. This is one of the most geographically protected markets in the country — bordered by the Pacific Ocean, Camp Pendleton, mountains and desert, and the U.S.–Mexico border. Those natural boundaries create scarcity. You can’t simply expand […]

By John Lloyd, CEO, Fidelis Private Fund There is a specific kind of “knot in the stomach” that every seasoned investor knows. It’s that subtle, persistent anxiety that surfaces when the headlines turn volatile and the markets begin to shift. For many of us, the primary concern isn’t “How much can I make?” but rather, […]

By John Lloyd, CEO, Fidelis Private Fund When I talk with new investors, this question always comes up: “How do I get my money back when I need it?” In the world of private real estate, there is a common fear that capital enters a “black hole” where it’s locked away for a decade. At […]

By John Lloyd, CEO, Fidelis Private Fund For many successful investors, the allure of real estate is undeniable. We are drawn to the tangibility of it—the idea of owning a piece of the earth that generates consistent cash flow. Yet, there is a common point in an investor’s journey where the reality of property ownership […]

An experienced Northern California real estate owner sought short-term bridge financing to refinance existing debt and access equity from a stabilized multi-tenant light industrial asset. The transaction required a lender comfortable with an industrial product type, structured cross-collateralization, and a streamlined execution timeline not typically achievable through conventional banks.

The borrower owned a free-and-clear commercial property in Vista, CA that was under contract to be sold for $960,000. They required immediate liquidity for an unrelated project and needed to access $200,000 quickly. Traditional refinancing would have been too slow, and time was of the essence to capitalize on the opportunity.