Financing Services

As a private, direct, real estate lender, I can provide bridge financing in the San Diego County area through The Loan Company for loans that need to close fast or that can’t be funded by conventional lenders.As a broker, I can connect you to the right financing source for any commercial real estate investment anywhere in the western United States whether construction, bridge or permanent financing.No matter the capital request, I can help structure the right form of financing that best fits your deal.When looking for a commercial real estate loan, I can help you achieve your goal. The mark of a successful mortgage broker is the ability to identify and summarize the objectives of its clients and match them with the appropriate provider of capital.Whether you are acquiring, developing or refinancing a commercial property, I have lender relationships to best fit your deal. Click here to see an OVERVIEW of our various financing services.

Permanent Financing
Construction Renovation Financing
Bridge Financing
Mezzanine Financing
Private Money Loans
Land Loans
Equity Participation Financing
Joint Venture

I take every client’s loan request seriously and will treat each client with the personal service with which we would expect to be treated. In addition to arranging the best loan available to our clients, I also make available consulting services to investors and developers in need of further assistance in accomplishing their real estate goals. You can expect the following when working with me:

Loan Type	Typical Term	Rate	Structure	Strategic Value
Permanent Financing	Long Term	Fixed and Variable	Amortization	For stabilized properties where there is sufficient cash flow to service the debt. Up to 30-year amortization with non-recourse financing available.
Construction – Renovation Financing	Short Term	Variable	Interest Only	New construction, acquisition renovation, and land development projects.
Bridge Financing	Short Term	Floating Interest	Fixed Amortized	Transitional form of financing until the project is ready for permanent financing or for short term projects.
Mezzanine Financing	Long & Short Term	Fixed & Variable	Interest Only and Amortization available	Used to maximize leverage, pull cash out, or work around traditional loan restrictions. Usually in the form of a second trust deed or secured by ownership interest.
Private Money Loans	Short Term	Variable	Interest Only Plus Points	Optimal for high opportunistic type projects where timing and speed in closing are critical
Land Loans	Short Term	Fixed & Variable	Interest Only	Acquisition of raw and improved land for commercial and residential development.
Equity Participation Financing	Long & Short Term	Preferred Return	Ownership Interest	Allows borrowers to leverage their capacity to acquire or develop property with help from private investors.
Joint Ventures	Long & Short Term	Preferred Return	Ownership Interest	Allows for strategic partnerships with others who have expertise, technical capacities, or financial resources.

No matter the capital request, John Lloyd Finance will structure the right form of financing that best fits your deal. Financing Financing Solutions Photo

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