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I’ve spent a lot of my life on trails, pushing through the miles of ultra-marathons. When you’re at mile forty and the sun is dipping below the horizon, you learn a lot about endurance. But over the years, I’ve realized that the most important “long run” isn’t measured in miles—it’s measured in years of quality […]

There is a specific kind of “knot in the stomach” that experienced investors feel when the economic winds begin to shift. We’ve seen it before—in the early 90s, the dot-com burst, and the Great Recession. As we navigate the complexities of 2026, that familiar tension is back. You aren’t just looking for yield; you are […]

A repeat Fidelis borrower and experienced real estate investor secured financing to reposition an aging residential property in East San Diego County. The project includes a full renovation of the existing home along with the addition of a new detached unit and garage structures to maximize rental income and overall value.

An experienced small business owner and real estate investor sought short-term financing to refinance an existing private loan while renovating a vacant residential property in East San Diego County. The property, located on a large lot, includes a single-family home and a detached accessory dwelling unit. The borrower planned a full interior and exterior remodel to maximize the property’s value and convert the detached unit into a stabilized income-producing asset.

By John Lloyd, CEO, Fidelis Private Fund When I sit down with new investors, a question that often comes up is “what are fees to invest”. In the investment world, there is often a massive gap between the “advertised” return and what actually lands in your bank account. You are right to be suspicious of […]

By John Lloyd, CEO, Fidelis Private Fund There is a specific kind of “knot” that many investors feel when they move capital into the private markets. It’s the tension between the desire for a meaningful yield and the primal need for Capital Preservation and access. We’ve all seen the extremes: the traditional savings account that […]

A real estate investor with a long track record of owning and operating industrial properties needed to refinance existing debt on two stabilized industrial condominium units while also accessing equity for other investment opportunities. While the property was fully leased and generating strong cash flow, traditional lenders often move slowly or require extensive underwriting when a borrower is seeking both a refinance and cash-out component on commercial assets.

A long-time family-owned property had fallen into significant disrepair over decades, including deferred maintenance and code violations. The borrower needed short-term financing to complete a major renovation and construct an ADU to reposition the property as a two-unit income-producing asset.

A reputable mortgage broker referred the borrowers. They needed a lender who could provide short-term acquisition financing for an SFR while allowing them to fund the renovation themselves and refinance once the property was stabilized.

By John Lloyd, CEO, Fidelis Private Fund When you invest with Fidelis Private Fund, you’re investing in San Diego. This is one of the most geographically protected markets in the country — bordered by the Pacific Ocean, Camp Pendleton, mountains and desert, and the U.S.–Mexico border. Those natural boundaries create scarcity. You can’t simply expand […]