Borrower Testimonials
"Hi, I'm Mario Teran, and I've been in the real estate game for 30+ years! Through the highs and lows, I've learned that opportunity often shows up in the toughest times. Back in the Great Recession, deals were everywhere – you could throw a dart at the listings board and hit a winner! But the real challenge? Lenders vanished. That’s when I met John Lloyd – a steady hand who helped me close on a single-family project when few others could. Fast forward to today, and John (and Fidelis) is helping me again – this time, building units on the very same property we started with! Trust. Reliability. Consistency. That’s John Lloyd and Fidelis."
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I am Nate Winnett, a real estate developer. I am here at one of our projects in Point Loma, getting ready to build a couple of Additional Dwelling Units (ADU’s). I work with John at Fidelis, and working with them is a very easy, great process. They are a huge part of our construction business, and I highly recommend John and his team at Fidelis.

As a real estate broker, I am always looking for a lender who not only can perform but will always protect my interest. John Lloyd at Fidelis does a fantastic job getting the real estate loans funded I need and making it easy with no hassle. What's different about John from other primate money lenders, John values relationship over the transaction and is in it for the long-term. If you are a broker and want a lender you can trust call John at Fidelis.

I've closed several deals with John Lloyd, and each time he has performed quickly and as promised. Having a lending relationship I can trust will perform has been a tremendous help to my business. I would and have recommended John Lloyd and Fidelis for anyone seeking private financing.

John Lloyd is one of the rare lenders who truly 'gets it,' where his knowledge and experience allow him to intelligently underwrite a property I have financed multiple properties with John that required an extremely tight timeline. Each time John has come through on time and with the terms he had promised.

The loan was made to finish up a multimillion dollar home in point Loma. Literally two weeks after funding the home in Point Loma went under contract for 2,950,000 with a 90 day closing. I am very grateful to have had the opportunity to work with people who can think outside the box.


