Success Story
The borrower owned a free-and-clear commercial property in Vista, CA that was under contract to be sold for $960,000. They required immediate liquidity for an unrelated project and needed to access $200,000 quickly. Traditional refinancing would have been too slow, and time was of the essence to capitalize on the opportunity.
Fidelis Private Fund acted swiftly to meet the borrower’s need for fast funding. Despite the pending sale of the property, Fidelis structured a $200,000 first trust deed bridge loan secured by the commercial asset. The conservative 21% loan-to-value (LTV) ratio made the transaction low-risk. Fidelis’ ability to move quickly and underwrite based on the borrower’s situation enabled the loan to close on time and provide the needed capital.
The loan will be repaid upon the close of escrow for the property sale, expected in the very near term.
Value Added
This deal exemplifies Fidelis Private Fund’s flexibility and responsiveness—especially when timing is critical. Rather than forcing a borrower through a lengthy conventional process, Fidelis focused on the borrower’s needs, collateral strength, and exit certainty to fund the loan fast. This is a prime example of how Fidelis supports borrowers with creative, low-risk bridge solutions.
Another transaction where Fidelis Private Fund is helping our clients achieve their financial goals.