Success Story
A repeat Fidelis borrower sought acquisition financing for an operating commercial greenhouse property while preserving capital for future business opportunities. Due to the property’s specialized agricultural use and the need to close quickly, conventional financing was not the optimal solution. To strengthen the transaction, the borrower pledged four additional investment properties as cross-collateral.
Fidelis Private Fund structured a $400,000 first trust deed bridge loan to facilitate the acquisition of the greenhouse property. The loan is secured by the subject property together with four additional residential and mixed-use investment properties, resulting in a conservative 61% combined loan-to-value (CLTV) across the collateral pool.
The borrower plans to refinance the property following operational stabilization or repay the loan through the sale of the subject property after repositioning.
Value Added
Fidelis delivered a creative cross-collateralized financing solution that enabled a repeat borrower to acquire a specialized commercial asset while maintaining conservative leverage. This transaction highlights Fidelis’ ability to structure flexible bridge financing for unique investment opportunities where traditional lenders often have limited appetite.
Another transaction where Fidelis Private Fund is helping our clients achieve their financial goals.