Success Story
An experienced investor needed fast and flexible financing to acquire a prime commercial/industrial property in Temecula. The borrower pledged additional owned assets to provide extra leverage, requiring a short-term solution to complete the acquisition quickly.
Fidelis Private Fund structured a $1,950,000 1st trust deed bridge loan secured by three properties: the newly acquired commercial property in Temecula and two free-and-clear industrial parcels in San Diego. The combined collateral value of $3,400,000 resulted in a conservative 57% combined loan-to-value (CLTV) ratio, providing strong security for the loan. The Temecula property, situated on 1.17 acres in a prime industrial corridor, along with the San Diego urban infill industrial parcels, offered a well-diversified and stable collateral package.
Exit Strategy
The borrowers plan to refinance the Temecula property once it is stabilized, ensuring full loan repayment.
Value Added
Fidelis delivered a fast and flexible financing solution by cross-collateralizing multiple assets to minimize risk and maximize loan security. This transaction highlights Fidelis’ ability to structure creative, well-secured bridge loans that help investors act quickly on valuable opportunities while preserving their long-term investment plans.
Another transaction where Fidelis Private Fund is helping our clients achieve their financial goals.