"Hi, I'm Mario Teran, and I've been in the real estate game for 30+ years! Through the highs and lows, I've learned that opportunity often shows up in the toughest times. Back in the Great Recession, deals were everywhere – you could throw a dart at the listings board and hit a winner! But the real challenge? Lenders vanished. That’s when I met John Lloyd – a steady hand who helped me close on a single-family project when few others could. Fast forward to today, and John (and Fidelis) is helping me again – this time, building units on the very same property we started with! Trust. Reliability. Consistency. That’s John Lloyd and Fidelis."

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"We went through it all — but then found John Lloyd and his incredible team in San Diego! John got our loan done in just 1 week and 3 days — even working weekends! Now they're officially homeowners and beyond grateful. Huge thanks to Fidelis Private Fund for making the impossible, possible! Highly recommend!"

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"Me and my wife Melina had plans to build an ADU. The problem was, we didn't have the funds to do such a project. Then I had a friend tell me to call Allan. He was able to get me and my wife the loan we needed to build our ADU and junior ADU. Working with Allan was very easy and very nice and most importantly he was able to get us the loan. We will definitely work with Allan again and we highly recommend him and his team to all."

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"I wanted to thank Allan, John, and Fidelis for helping me finish up my ADU. I couldn't have done it without you guys so we really appreciate that. We have a 741 square foot, 2 bedroom, 2 bath unit. We would never have been able to complete this without your help."

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"As an investor in the Fidelis Private Fund, I have been extremely impressed with the professionalism, transparency, and strong performance of the fund and its management team. The quarterly investor reports provide a clear window into the fund's activities, portfolio details, and financial results. The principals have deep expertise in real estate lending and have built a solid track record of generating attractive fixed-income returns for investors while maintaining a disciplined approach to capital preservation. I feel my investment capital is in competent hands with the Fidelis team. Their integrity, communication, and investor-focused mindset give me confidence that my funds are being prudently managed to achieve a competitive return. I highly recommend the Fidelis Private Fund to accredited investors seeking an alternative real estate investment opportunity."

"“I am Moe Ebrahimi, a real estate developer, and general contractor in San Diego. We buy dilapidated real estate assets and add more units and space for residential rentals. Fidelis is extremely competent in analyzing the numbers. I really appreciate dealing with professional people it gives you a sense of security, and you feel comfortable talking to them about your projects, and you know you're not going to get judged. I definitely recommend Fidelis. I love Fidelis, John and all his crew.”

I am Nate Winnett, a real estate developer. I am here at one of our projects in Point Loma, getting ready to build a couple of Additional Dwelling Units (ADU’s). I work with John at Fidelis, and working with them is a very easy, great process. They are a huge part of our construction business, and I highly recommend John and his team at Fidelis.

"I am Daniel Shkolnik, Founder and CEO of Atlas West Group. I was introduced to Fidelis Private Fund and John through a close mutual friend and they have been absolutely essential to the core of our business. I have worked with a lot of developers, a lot of funds, a lot of different banks and funding institutions throughout my career and one thing that really differentiates Fidelis from everybody else is execution. Working with John and his team you know things are going to get done, and get done right. I worked with plenty of lenders where we had great conversations. There's all this enigma and then the docs come out and never match what we discussed. I've done deals with Fidelis where we haven't even run and LOI and we get docs and it's exactly what we discussed. They are honest, transparent and they get deals done and better than anything, they are out of the box thinkers. They will sit down to help you think and help empower your business. I would highly recommend Fidelis for any of your bridge money, hard money, creative financing needs. They have an honest, transparent and reliable process."

"My name is Mike Corless, and I own a construction & remodeling company known as BuildTech. I have been in business for thirty years. Without Allan Paranada and John Lloyd, I couldn’t succeed in this business. They respond quickly, and they are reliable. When I need an LOI, I get it often within hours of the request. I had a loan request where John and Allan showed up the same day, and I had approval. I highly recommend Fidelis, John, and Allan; they are a great person to have on your team."

John Lloyd and I worked together for over ten years at a private mortgage fund invested in trust deeds, similar to Fidelis. John was the President and I was the Controller at that company; where John grew the fund capital from $30M to over $180M. John knew not only how to originate and underwrite real estate loans but, he was also a respected leader who valued and understood the employees, investors, and borrowers.

John’s leadership built a unified team that kept the Partnership growing and adapting. I continued to work there as long as I could after John left, however, his absence undermined my confidence in the organization. I trust John’s integrity and his management of a mortgage fund. When I saw the direction of my prior employer, after John and I both left, I moved my limited partner investment to Fidelis Private Fund.

I believe John has put together a great team at Fidelis. I know he will continue to observe and assess commercial and residential real estate, economic conditions, and market demand, to make insightful and safe decisions with the Fidelis Fund. I am excited to share in their success.

"I have worked with John Lloyd for 15 years, and he has funded 30 to 40 loans for me. It's amazing how he has been able to help me close deals. Recently on a deal, I had to close in 10 days with no contingencies, and Fidelis was able to close the deal. I highly recommend Fidelis and John Lloyd. I can’t imagine how much money I have made through the years dealing with John. The process is so streamlined, and especially once you get to know John and we trust each other, everything goes so smooth. I am grateful.”

"I first met Allan Paranada and John Lloyd several years ago when I was buying a commercial building. With their help, I was able to finance it, and I made a lot of money. They were straight forward and very fast and got the job done. I snowballed that deal into other properties. I have also referred them to other clients who also had similar experiences as mine. I would highly recommend Fidelis to anyone who is purchasing real estate and needs financing. I trust them, and they did a really good job for me."

"I can't speak highly enough of John Lloyd. This recent property was completely distressed. We came in all cash and closed the escrow in less than 14 days. It was a burnt down unit. We built the foundation and roof, all brand new. The foundation was sinking, had settling issues, and fire in the middle. The roof was missing, windows were boarded up. We went after it. We did everything. John helped out. We've done a number of loans together the past ten or eleven years. He came in clean, great terms,  quick close, no issues, which I knew it would be and why I didn't call anyone else. He came in quick, walked the property, quick decision to go for it, and gave the green light. We funded less than two weeks later within the contract terms. I work with John for a couple of reasons. First, and primarily I need assurance of closing. When I come in and walk the property I need to act as if I'm closing this thing with all cash, no hiccups, no worries. I've worked with John and we've done about 8 to 10 loans together. Never had an issue. Every one has closed. He's always on time. Great team, great staff and they communicate well."

Working with Fidelis has been absolutely incredible. One of my favorite things about the entire process is how easy they make everything. My biggest differentiator about Fidelis is the personal aspect they offer, it's no hassle, they are consistently available, communication is simple and straightforward. Their ability to turn things around so quickly is phenomenal. I will not be using any other lender if I don’t have to. I would recommend Fidelis to all borrowers, friends, colleagues or anyone needing private money financing because it's seamless; if they tell you it’s a go it’s a go, You can count on their timeline and their word; they are incredibly trustworthy.

I am the owner of Inner City Redevelopment. I have been investing in properties for 25 years. I am a former public official, investment banker, and now I invest in real property. I got to know John many years ago, making investments in Barrio Logan and National City. Its been 15 years now John and I built a personal relationship where he walks my properties, talk to my people, and I have the faith and confidence that I need in a banker. Being able to work with John and Allan at Fidelis has made all the difference; they know how to get deals done.

I have been doing this for over 35 years. We have about 150 properties in our portfolio.  I can tell you over the years I’ve dealt with many different types of lenders, and Fidelis by far has been the best. Their fast, easy, and they do what they say they are going to do, which makes our job go extremely well.

My relationship spans almost 30 years since I met John Lloyd at San Diego Trust & Savings Bank. I have known John to be a person of integrity and a resource of knowledge when it comes to real estate financing and funding loans. I have not only been a borrower of private money through John, but I am an investor in Fidelis and believe that John’s experience managing a mortgage fund provides me the security I need in these challenging times of uncertainty and volatility.

As a real estate broker, I am always looking for a lender who not only can perform but will always protect my interest. John Lloyd at Fidelis does a fantastic job getting the real estate loans funded I need and making it easy with no hassle. What's different about John from other primate money lenders, John values relationship over the transaction and is in it for the long-term. If you are a broker and want a lender you can trust call John at Fidelis.

I first met John Lloyd in 2011, where he was President of a successful commercial mortgage company in San Diego, similar to Fidelis. I was impressed by how John managed his mortgage company Fund through the Last great recession with no losses to investor capital and How John grew the Fund five-fold during his tenure there.  John has since linked with two strong Partners and picked up where he left off forming Fidelis Private Fund. Since I am familiar with what John can do as Fidelis’ leader, I would invest in Fidelis if I were allowed. As his banker, I cannot. Because we made the decision to do business with John and Fidelis, Endeavor Bank is betting that Fidelis will be successful.

We turned to John Lloyd with Fidelis to help us with take-out financing for a 13-unit apartment complex project. Within 30 days of contacting John he had options of 15 different lenders for us to choose from. The three key items that we requested from John were a low interest rate, long term financing, and the most cash out as possible. John was able to deliver. He got us a ten year fixed loan under 4% and more money cash out than we requested. John also got us three years interest only, so we have more cash flow in the first few years of managing the property. Thank you John and Fidelis...and on to the next one!