Success Story
An experienced Northern California real estate owner sought short-term bridge financing to refinance existing debt and access equity from a stabilized multi-tenant light industrial asset. The transaction required a lender comfortable with an industrial product type, structured cross-collateralization, and a streamlined execution timeline not typically achievable through conventional banks.
Fidelis Private Fund provided a $1,000,000 first trust deed cash-out refinance secured by a multi-tenant light industrial property, with an additional industrial land asset pledged as cross-collateral. The structure paid off the existing loan and delivered bridge capital while maintaining a conservative leverage profile. Based on a $2,000,000 broker-supported valuation, the loan represents approximately 50% Loan-to-Value (LTV), providing a substantial equity cushion and strong collateral protection.
The borrower intends to refinance into long-term conventional bank financing within the 12-month term. The low leverage and stabilized industrial income profile support a clear refinance path.
Value Added
Fidelis delivered a flexible, collateral-driven bridge solution backed by conservative leverage and cross-collateral support. This transaction highlights Fidelis’ ability to provide efficient capital for commercial real estate owners seeking liquidity while maintaining disciplined risk management.
Another transaction where Fidelis Private Fund is helping our clients achieve their financial goals.