Our goal with this section is to help our clients engage with Fidelis Private Fund effectively, help others develop professionally in the area of work associated with commercial real estate financing, and to aid those seeking to invest in commercial real estate.
The Perfect Portfolio: Where Do Mortgage Funds Fit in a Diversified Investment Strategy?
Introduction Every investor dreams of the “perfect portfolio” — one that compounds wealth reliably in good times, cushions principal in downturns, and supplies steady income when markets churn. Yet traditional 60/40 mixes of public equities and bonds are increasingly challenged by rising rate volatility, persistent inflation, and unpredictable geopolitical risk. Where, then, can an income‑oriented or retirement‑minded investor […]
Understanding Loan Terms: What Matters Most When Comparing Private Lenders
When seeking private financing for real estate investments, borrowers often focus primarily on interest rates when comparing lenders. While rates certainly matter, they represent just one element in a complex equation that determines the actual cost and value of private financing. Understanding the full spectrum of loan terms helps investors make informed decisions that align […]
Can Mortgage Funds Offer a Better Risk-Adjusted Return Than Bonds?
Investors are increasingly seeking alternative avenues to bolster portfolio resilience. One compelling question emerging in wealth-building circles is whether private mortgage funds can deliver superior risk-adjusted returns compared to conventional bond portfolios. By focusing on short-duration, real estate–secured loans, private mortgage funds aim to provide a reliable income stream while preserving capital—potentially filling gaps left […]
Lessons from Successful Developers: How Fast Financing Creates Competitive Advantage
In real estate development, the ability to move quickly often separates successful developers from those who merely survive. While many factors contribute to development success, access to fast, reliable financing consistently emerges as a critical competitive advantage. The most accomplished developers have learned that speed in securing capital directly impacts their ability to capture opportunities, […]
Understanding the Difference Between First Lien and Second Lien Mortgage Investments
For investors evaluating mortgage fund opportunities, understanding the distinction between first lien and second lien positions represents a critical component of risk assessment. While both investment types provide exposure to real estate-secured loans, their risk-return profiles differ significantly due to their positions in the capital stack. This fundamental difference influences everything from default risk and […]
How to Use Private Loans to Fund Multi-Family Conversions and ADUs
The housing shortage across many urban markets has created compelling opportunities for property owners and developers to increase density through multi-family conversions and accessory dwelling units (ADUs). These projects transform single-family properties into multiple living spaces, creating significant value while helping address critical housing needs. However, these specialized projects often face financing challenges with traditional […]
Why Transparency Matters in Mortgage Fund Investing (And What to Look For)
In the world of alternative investments, transparency often distinguishes exceptional opportunities from problematic ones. For mortgage fund investors, transparency provides the foundation for informed decision-making, appropriate risk assessment, and ongoing confidence in portfolio allocations. While many investment vehicles operate as “black boxes” with limited disclosure, truly professional mortgage funds recognize that comprehensive transparency creates trust […]
How Developers Are Using Private Lending to Fund Value-Add Projects
Value-add real estate projects offer some of the highest potential returns in today’s market. By identifying underperforming properties and implementing strategic improvements, developers can significantly increase both property value and income potential. However, these opportunities often face a critical financing challenge: traditional lenders typically evaluate properties based on their current condition rather than their potential […]
How Mortgage Funds Mitigate Risk: A Deep Dive into Loan-to-Value (LTV) Strategies
For investors seeking stable income with strong capital preservation, understanding risk mitigation strategies represents a critical component of due diligence. Within private mortgage funds, loan-to-value (LTV) management stands as perhaps the single most important risk control mechanism, creating a fundamental protection layer that shields investor capital from potential market fluctuations and borrower challenges. This seemingly […]
How to Leverage Private Lending to Build a Long-Term Real Estate Empire
Building a substantial real estate portfolio requires more than just finding good properties—it demands a strategic approach to financing that supports sustainable growth over time. While many investors focus on individual transactions, those who successfully build real estate empires understand that financing strategy plays a crucial role in long-term portfolio development. Private lending has emerged […]