Our goal with this section is to help our clients engage with Fidelis Private Fund effectively, help others develop professionally in the area of work associated with commercial real estate financing, and to aid those seeking to invest in commercial real estate.
Private Lending 101: Everything You Need to Know Before Applying
Navigating the world of private lending can seem daunting for borrowers accustomed to traditional bank financing. Yet understanding the fundamentals of private real estate loans can open doors to opportunities that conventional financing often cannot address. Whether you’re considering private lending for the first time or looking to expand your financing knowledge, this comprehensive guide […]
Passive Income Without the Headaches: How Private Lending Funds Beat Direct Real Estate Ownership
Introduction Imagine passive income as a gentle river of rent checks flowing into your account—no midnight calls about leaky toilets, no surprise roof replacements, no endless legal hoops. Yet for many rental‑property owners, the reality is far messier. Professional managers typically command 6–10 % of your monthly rent plus hefty leasing fees when tenants turn over, […]
Why Borrowers Who Build Relationships with Lenders Get the Best Deals
In private real estate financing, not all borrowers are treated equally. While many factors influence loan terms and approval processes, one element consistently separates those who receive preferential treatment from those who don’t: relationship development. Borrowers who invest in building strong lender relationships often secure better terms, faster approvals, and greater flexibility than those who […]
The Perfect Portfolio: Where Do Mortgage Funds Fit in a Diversified Investment Strategy?
Introduction Every investor dreams of the “perfect portfolio” — one that compounds wealth reliably in good times, cushions principal in downturns, and supplies steady income when markets churn. Yet traditional 60/40 mixes of public equities and bonds are increasingly challenged by rising rate volatility, persistent inflation, and unpredictable geopolitical risk. Where, then, can an income‑oriented or retirement‑minded investor […]
Understanding Loan Terms: What Matters Most When Comparing Private Lenders
When seeking private financing for real estate investments, borrowers often focus primarily on interest rates when comparing lenders. While rates certainly matter, they represent just one element in a complex equation that determines the actual cost and value of private financing. Understanding the full spectrum of loan terms helps investors make informed decisions that align […]
Can Mortgage Funds Offer a Better Risk-Adjusted Return Than Bonds?
Investors are increasingly seeking alternative avenues to bolster portfolio resilience. One compelling question emerging in wealth-building circles is whether private mortgage funds can deliver superior risk-adjusted returns compared to conventional bond portfolios. By focusing on short-duration, real estate–secured loans, private mortgage funds aim to provide a reliable income stream while preserving capital—potentially filling gaps left […]
Lessons from Successful Developers: How Fast Financing Creates Competitive Advantage
In real estate development, the ability to move quickly often separates successful developers from those who merely survive. While many factors contribute to development success, access to fast, reliable financing consistently emerges as a critical competitive advantage. The most accomplished developers have learned that speed in securing capital directly impacts their ability to capture opportunities, […]
Understanding the Difference Between First Lien and Second Lien Mortgage Investments
For investors evaluating mortgage fund opportunities, understanding the distinction between first lien and second lien positions represents a critical component of risk assessment. While both investment types provide exposure to real estate-secured loans, their risk-return profiles differ significantly due to their positions in the capital stack. This fundamental difference influences everything from default risk and […]
How to Use Private Loans to Fund Multi-Family Conversions and ADUs
The housing shortage across many urban markets has created compelling opportunities for property owners and developers to increase density through multi-family conversions and accessory dwelling units (ADUs). These projects transform single-family properties into multiple living spaces, creating significant value while helping address critical housing needs. However, these specialized projects often face financing challenges with traditional […]
Why Transparency Matters in Mortgage Fund Investing (And What to Look For)
In the world of alternative investments, transparency often distinguishes exceptional opportunities from problematic ones. For mortgage fund investors, transparency provides the foundation for informed decision-making, appropriate risk assessment, and ongoing confidence in portfolio allocations. While many investment vehicles operate as “black boxes” with limited disclosure, truly professional mortgage funds recognize that comprehensive transparency creates trust […]