Why is Vision so Important?
We all need a vision to give us purpose in all areas of life, such as our career, business, relationships, and health.
What Should We ask Ourselves Before Making any Investment?
The questions prospective investors typically ask are what is the initial cost, what is the return, how secure is the investment, and what is the timing? Those are great questions. However, equally important questions to ask ourselves are, what is the worst-case scenario, what is the...
The Art of Retaining Your Client: A Mortgage Broker’s Ongoing Challenge – Part 2
Is there real value in a Brokerage Fee Agreement? In an ideal world, you should have clients with such loyalty that you don’t need a contract to collect a fee. However, in the real world, you need a fee agreement to perfect your interest in the brokerage relationship and get paid for the...
The Art of Retaining Your Client: A Mortgage Broker’s Ongoing Challenge – Part 1
Have you ever worked hard, spending hours arranging financing for a potential client, and come to find out it was all for naught because you did not execute a fee agreement, and the client went to another lender? I understand this is the nature of the business; however, there are ways to improve...
What can Real Estate Investors do now in Preparation for the Next Cycle?
In today’s market, with deals not making sense with valuations so high, real estate investors need to stay focused on the one thing that will get us through the next downturn, and that is cash flow.
How Does Private Money Help Solve a Real Estate Borrowers Problems?
Here are three common problems where a Private Lender like Fidelis can help a borrower: 1. Where Timing is Needed. 2. Where Added Value is Required. 3. Where Ease of Doing Business is Desired.
Four things to Know Before Building an ADU on Your Residential Investment Property
The local and state government have made it extremely attractive to construct additional dwelling units (ADU’s), also known as Granny Flats, on a property with a single-family residence by loosening the density restrictions. The additional square footage created with an ADU can help increase the...
When Does Using Private Money Make Sense?
Have you passed up an investment opportunity because private money was expensive and it was your only option for financing? Private money, or hard money financing, is non-conventional financing. The funds are not coming from a federally insured source, as in a bank or credit union. A private...
How to Mitigate the Risks When Investing in Real Estate
There is no such thing as a “risk-free” real estate investment. With any return, there is risk. Successful real estate investors typically know and understand two essential things: The financial objective or why they are investing in real estate, .i.e., is it for future cash flow, preserve...
How are Short-Term Real Estate Investors Profiting in Today’s Market?
There is a common character trait I see in successful people that achieve something of value: the willingness to step out and take a risk.
What’s it Take to Achieve Something of Value?
There is a common character trait I see in successful people that achieve something of value: the willingness to step out and take a risk.
How Does Fidelis Generate Such Excellent Returns for our Investors?
In today’s economic environment, there are plenty of investment options, and they all come with some level of risk. Fidelis Private Fund is a direct portfolio lender specializing in commercial and residential investment real estate loans and offers accredited investors the opportunity to invest...
How do we Perform at an Elite Level?
In real life, we don’t get trophies for merely participating. There are winners and losers, and we all desire to be the winners. However, there are several things we need to do to get there. Going from being average to good to great is impressive, but performing at an elite level is where most...
How are we Wasting Time?
Jim Rohn said, “Time is more valuable than money. You can get more money, but you cannot get more time.” Making better use of our time also generates freedom and less stress in our lives. There are many ways through better time management we can improve our efficiency and be more...
What is a Fund Control and How does it Mitigate Risk for the Borrower, the Contractor and the Lender?
Fund control plays a vital role in mitigating risk for all parties involved in the construction project. A construction fund control is a process where a third party manages the proper funding of the project. They verify the construction budget, draw documentation, and work progress, to help...
Traits I see in Successful Real Estate Brokers
I have been in real estate financing business for over 30 years. I consistently work with real estate brokers to finance the investment property transactions that come my way. It’s incredibly important how a broker conducts business and treats people. The right real estate broker can make...
What Makes a Mortgage Fund Like Fidelis a Hedge Against Inflation?
There are numerous benefits to investing in a mortgage fund. Click here for a list of benefits. However, one benefit not often talked about is a hedge against inflation. In the last year, to fight the COVID-19 pandemic, the government injected over 2.5 trillion dollars into the US economy. These...
A Simple Formula to Determine When is the Best Time to Refinance
At what point do you decide to refinance a loan based on the interest rate? A question most of us have been asking, given the low-interest-rate environment we have been in for a while. Making the right decision to refinance can save you money, but if not done at the appreciate time and for the...
How to Choose the Right Employee or Business Partner?
Choosing the right employee or business partner can make an enormous impact on whether you prosper or flounder as a business owner. Often when employers look to hire someone, or when entrepreneurs want to find a business partner, in their search, they often miss certain character traits in a...
What are Key Factors & Questions to Ask in Structuring the Right Real Estate Loan Terms?
A great deal of money can be saved by structuring the right loan terms on your real estate transaction. It is the opportunity cost of making the right decision where the money is saved. When choosing the right real estate loan terms, it’s not all about the lowest interest rate. It’s wise not to...