Understanding Real Estate Debt and Equity Investments Real estate investors often debate whether debt or equity investments offer better stability, particularly during economic downturns. Each strategy presents unique advantages and risks, making understanding how they perform in recessionary...
An experienced investor needed fast and flexible financing to acquire a prime commercial/industrial property in Temecula. The borrower pledged additional owned assets to provide extra leverage, requiring a short-term solution to complete the acquisition quickly.
How Bridge Loans Help You Secure Profitable Deals Before They Slip Away In the context of real estate investment, speed and flexibility are crucial for securing profitable opportunities before they disappear. Traditional financing options, such as bank loans, are often bogged down by lengthy...
A Fidelis investor needed to close quickly on a new residential property purchase in Arizona but had most of their liquidity tied up in another single family residence that had not yet sold. Due to timing, conventional financing was not feasible, so the investor needed a short-term solution...
Understanding Economic Cycles and Their Impact on Private Lending The private lending industry, including Fidelis Private Fund, is deeply intertwined with economic cycles, as shifting market conditions influence mortgage fund yields, investment strategies, and borrower demand. While regulatory...
As the real estate environment shifts quickly, waiting on a bank’s lengthy approval process can mean losing out on prime investment opportunities. Traditional lenders often impose rigid requirements, slow decision-making, and inflexible terms that can stall progress. This is where private...
A repeat borrower needed financing to unlock value in a residential property located in Point Loma overlooking the bay and the City of San Diego. With a first mortgage already in place, the borrower requested funds in 2nd position to do a complete remodel and add more usable square feet.
The Shift Toward Stability in Uncertain Markets Institutional investors constantly seek asset classes that offer stable returns with lower volatility. According to a recent Institutional Investor report, alternative investments like mortgage funds have seen a 20% increase in institutional...
An experienced real estate investor with a strong local track record needed financing to complete a nearly finished multi-unit residential project. The borrower funded out of pocket 100% of the construction costs and owns the property free and clear, but requested remaining funds to complete the...
In real estate development, speed is more than just a convenience—it’s a competitive edge. Delays in financing can mean missed opportunities, lost profits, and stalled projects. Traditional lenders often impose lengthy approval processes, rigid requirements, and bureaucratic red tape that can...
Understanding Market Volatility and Investor Concerns Uncertainty in financial markets is inevitable. Whether triggered by economic downturns, inflation, or geopolitical instability, volatility can lead to sharp declines in publicly traded assets. Investors seeking stability and predictable...
An experienced real estate investor needed to secure financing for the acquisition of two adjacent properties, SFR and a duplex in an excellent location in San Diego, with significant development potential. With a tight closing deadline of just a few weeks, traditional lending options were not...
Securing financing as an owner/builder can be a hurdle for many lenders, as they require third-party contractors. In this case, an experienced general contractor and real estate investor sought funding to build a single-family residence but needed a lender that understood and supported...
A well-qualified borrower sought financing to purchase a new single-family residence while awaiting the sale of an existing property. With strong credit, a high net worth, and significant home equity, the borrower needed a short-term solution to bridge the timing gap between transactions...
A real estate investor faced the challenge of converting a duplex in the Pacific Beach Community of San Diego into a five-unit apartment building while simultaneously paying off some debt. The investor required flexible financing to cover construction costs, consolidate existing debt, and...
Embarking on your first construction project is an exciting opportunity to bring your real estate vision to life. While securing a construction loan may seem complex, it can be straightforward and rewarding with the right preparation and support. This guide outlines the key steps to help...
An experienced real estate broker and past client needed to close quickly on a purchase of a single-family residential investment property in probate at a below-market price. With limited time to close, conventional lending was not an option.
In the competitive and ever-evolving world of real estate investing, one principle consistently stands out as a cornerstone for success: transparency. Investors aren’t just looking for a place to grow their capital—they’re searching for partners they can trust who provide clear, consistent...
The fine print often holds the key to success in real estate financing. Loan terms aren’t just details—they are the foundation of trust, clarity, and confidence for borrowers and lenders alike. When clearly communicated, these terms empower you to make informed decisions and confidently pursue...
A borrower with a proven track record of developing successful real estate projects in San Diego needed a construction loan to develop a multi-family project.
