A real estate investor with a long track record of owning and operating industrial properties needed to refinance existing debt on two stabilized industrial condominium units while also accessing equity for other investment opportunities. While the property was fully leased and generating strong...
A long-time family-owned property had fallen into significant disrepair over decades, including deferred maintenance and code violations. The borrower needed short-term financing to complete a major renovation and construct an ADU to reposition the property as a two-unit income-producing...
A reputable mortgage broker referred the borrowers. They needed a lender who could provide short-term acquisition financing for an SFR while allowing them to fund the renovation themselves and refinance once the property was stabilized.
By John Lloyd, CEO, Fidelis Private Fund When you invest with Fidelis Private Fund, you’re investing in San Diego. This is one of the most geographically protected markets in the country — bordered by the Pacific Ocean, Camp Pendleton, mountains and desert, and the U.S.–Mexico border. Those...
By John Lloyd, CEO, Fidelis Private Fund There is a specific kind of “knot in the stomach” that every seasoned investor knows. It’s that subtle, persistent anxiety that surfaces when the headlines turn volatile and the markets begin to shift. For many of us, the primary concern...
By John Lloyd, CEO, Fidelis Private Fund When I talk with new investors, this question always comes up: “How do I get my money back when I need it?” In the world of private real estate, there is a common fear that capital enters a “black hole” where it’s locked away for a...
By John Lloyd, CEO, Fidelis Private Fund For many successful investors, the allure of real estate is undeniable. We are drawn to the tangibility of it—the idea of owning a piece of the earth that generates consistent cash flow. Yet, there is a common point in an investor’s journey where the...
An experienced Northern California real estate owner sought short-term bridge financing to refinance existing debt and access equity from a stabilized multi-tenant light industrial asset. The transaction required a lender comfortable with an industrial product type, structured...
The borrower owned a free-and-clear commercial property in Vista, CA that was under contract to be sold for $960,000. They required immediate liquidity for an unrelated project and needed to access $200,000 quickly. Traditional refinancing would have been too slow, and time was of the essence to...
A borrower was in escrow to acquire a prime residential investment property but faced an unexpected issue just before closing: their conventional lender failed to perform in time. With a significant deposit at risk and the closing deadline rapidly approaching, the borrower urgently needed a...
By John Lloyd, CEO, Fidelis Private Fund When investors first hear about the stability and predictability of private debt’s Fixed Income, two common fears arise: The Exclusion Barrier (“Will I be excluded if I don’t have millions?”) and The Illiquidity Trap (“Will...
By John Lloyd, CEO, Fidelis Private Fund If you’ve looked at your investment portfolio lately and felt a familiar knot in your stomach, you aren’t alone. For decades, the golden rule of investing was simple: allocate 60% to stocks for growth and 40% to bonds for safety. The theory was that when...
By John Lloyd, CEO, Fidelis Private Fund When I talk with new investors, the question always comes up: “What exactly am I buying? Do I own a piece of real estate? Am I a landlord?” This is a fair question, as the world of private funds often uses confusing jargon. The answer is...
An experienced real estate investor and licensed broker sought to refinance an existing bridge loan approaching maturity on a single-family residence with an accessory dwelling unit (ADU). The borrower had invested significant capital into improvements since acquiring the property and was...
An experienced investor was under contract to acquire a long-established nursery business in California’s Imperial Valley. The seller, retiring after decades of ownership, required a quick close. The borrower had committed significant equity to the transaction but needed to secure the remaining...
A longtime San Diego business professional with decades of experience in the cold storage and logistics industry sought to reposition a canyon-rim single-family property in the Mission Hills neighborhood. The existing structure was uninhabitable and required full redevelopment. The borrower...
An experienced development group sought construction financing to support the ground-up development of a higher-density multifamily project on an infill site. The business plan required a lender capable of funding a substantial build-out, and administering a controlled draw process without the...
A long-held single-family residence required a comprehensive renovation to modernize the home and enhance its market appeal. The project required a lender willing to provide a conservative rehab loan with a controlled draw structure, supporting a full interior and exterior upgrade without...
If you have watched the financial news lately, or simply glanced at your portfolio balance on a particularly turbulent Tuesday, you know the feeling. It is that subtle knot in your stomach—the uncertainty that comes when the public markets react violently to a headline, an earnings report, or a...
An experienced real estate developer and repeat Fidelis client needed financing to reposition an older residential asset into a modern 10‑unit multifamily community. The project required a lender capable of combining a refinance with a structured construction holdback, ensuring controlled...
