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Fidelis Private Fund

$242,000 Refinance / Term Loan
$242,000 Refinance / Term Loan

A client referred to Fidelis wanted to take advantage of the low-interest rates available to refinance his owner-occupied single-family residence. The borrower wanted a hassle-free loan and looked to Fidelis to assist in getting it done. 

A Simple Formula to Determine When is the Best Time to Refinance
A Simple Formula to Determine When is the Best Time to Refinance

At what point do you decide to refinance a loan based on the interest rate? A question most of us have been asking, given the low-interest-rate environment we have been in for a while. Making the right decision to refinance can save you money, but if not done at the appreciate time and for the...

$420,000 Refinance / Bridge Loan
$420,000 Refinance / Bridge Loan

A client needed a bridge loan to refinance an existing private loan and fund the remaining costs to complete two manufactured homes on two separate parcels. The two manufactured homes were built and ready to be moved onto the site. The appraised value of the two houses was $700,000 or $350,000...

How to Choose the Right Employee or Business Partner?
How to Choose the Right Employee or Business Partner?

Choosing the right employee or business partner can make an enormous impact on whether you prosper or flounder as a business owner. Often when employers look to hire someone, or when entrepreneurs want to find a business partner, in their search, they often miss certain character traits in a...

How can you Quickly Determine Your Capacity for Success?
How can you Quickly Determine Your Capacity for Success?

A simple summation of a “recipe for success” is the combination of a unique skill that is needed, where there is a passion to excel, and the timing is right. However, there is a missing ingredient in this recipe. It is our stress level capacity and ability to adapt that will be the ceiling of...

What are Key Factors & Questions to Ask in Structuring the Right Real Estate Loan Terms?
What are Key Factors & Questions to Ask in Structuring the Right Real Estate Loan Terms?

A great deal of money can be saved by structuring the right loan terms on your real estate transaction. It is the opportunity cost of making the right decision where the money is saved. When choosing the right real estate loan terms, it’s not all about the lowest interest rate. It’s wise not to...

$500,000 Purchase / Bridge Loan
$500,000 Purchase / Bridge Loan

A prior client, experienced business owner, and real estate investor teamed with a partner. They needed a quick bridge loan to purchase a commercial property/owner-occupied in a matter of days. The purchase price was $700,000 or 71% loan to cost. An appraisal supported the value after the...

What do I see on the Horizon for San Diego Real Estate?
What do I see on the Horizon for San Diego Real Estate?

What I currently see on the horizon for San Diego real estate is based on information I receive from conversations with real estate owners, lenders, borrowers, buyers, and sellers in the San Diego market. This provides valuable information as to what changes are developing.

$200,000 Refinance / Term Loan
$200,000 Refinance / Term Loan

A new client needed to refinance her previously free & clear primary residence with a new mortgage for investment purposes while taking advantage of today’s low-interest rates. She was frustrated with her previous attempts to obtain financing through other loan brokers and banks and almost...

Our Decisions are a Series of Opportunity Costs
Our Decisions are a Series of Opportunity Costs

We believe relationships are more important than transactions. Most of our loans are to repeat clients and borrowers we have known for years. What makes Fidelis different from other private lenders is how well we treat our clients and carry on our everyday business activities with a sense of...

$295,000 Purchase / Bridge Loan
$295,000 Purchase / Bridge Loan

An existing client referred a borrower to Fidelis, a business owner who needed a bridge loan to purchase a commercial property.  The purchase price was $430,000 or 68% loan to cost. The property location is in a transitioning area once a residential home is now zoned commercial and used for...

$450,000 Purchase / Bridge Loan
$450,000 Purchase / Bridge Loan

A repeat client negotiated another below-market price to purchase a single-family investment property that needed little to no work. This type of investment opportunity is hard to come by these days when there is not a lot of improvements to be done to create value. The buyer was scheduled to...