An experienced real estate developer and repeat Fidelis client needed financing to reposition an older residential asset into a modern 10‑unit multifamily community. The project required a lender capable of combining a refinance with a structured construction holdback, ensuring controlled...
An experienced real estate developer Fidelis has funded numerous loans for, all of which have been paid as agreed, and needs financing to reposition an older residential property into a modern multifamily community. The project involved a full interior and exterior transformation of the existing...
A local family inherited a free-and-clear infill property and wanted to redevelop it into new multifamily housing while keeping the existing residence. The project required a construction lender who could underwrite a ground-up build, support a clear entitlement path, and manage a structured...
Fidelis was approached by a seasoned developer needing to refinance an existing land loan and provide funds to finalize entitlement approvals for a tentative map for a 73-lot residential subdivision located off Highway 67 in Lakeside, California. While land development loans are typically...
Fidelis Private Fund provided a $300,000 cash-out refinance loan secured by a free and clear commercial gas station, at a conservative 17% LTV ratio, located along a key transportation corridor in California’s Central Valley. The borrower, an experienced business owner with multiple real estate...
Fidelis Private Fund was approached to fund the acquisition and conversion of an aging 3-story hotel into a single-room occupancy (SRO) housing project in the heart of downtown San Diego. The borrower faced the challenge of securing financing for a unique transitional housing redevelopment—one...
Fidelis Private Fund provided a $320,000 refinance loan secured by an owner-occupied commercial condominium in the Otay Mesa area of San Diego. The property has been home to a well-established professional services firm for nearly two decades. The company, jointly owned by two business partners...
An experienced real estate investor was under contract to acquire a single-family residence on a large lot in a desirable San Diego neighborhood. Just four days before closing, the borrower’s conventional lender withdrew due to deferred maintenance concerns. With no time to renegotiate or delay...
The borrower owned a residential property and held a very favorable first trust deed loan of $574,000 at a low interest rate of 2.5%. Rather than refinancing the entire first loan—which would have increased costs and eliminated the low rate—the borrower sought a second trust deed loan to fund...
A repeat client was nearing completion on a 5,000 sq. ft. commercial remodel fully pre-leased to a preschool tenant on a 10-year NNN lease. However, the borrower required quick funding to cover final construction costs. The challenge was finding a lender who could fund based on the strong...
A business owner was under contract to purchase a commercial condominium to support the growth of their operations, but traditional lenders couldn’t meet the closing timeline.
New clients referred to Fidelis from an existing broker relationship requested financing to purchase an existing restaurant investment property in San Diego. The borrowers will be relocating from their existing location to the subject property. They needed a quick close.
An experienced developer and repeat Fidelis client needed funding to construct 12 new apartment units behind an existing single-family home, converting the property into a 13-unit multifamily investment in an excellent San Diego neighborhood.
A business owner was under contract to purchase a commercial condominium to support the growth of their operations, but traditional lenders couldn’t meet the closing timeline.
Fidelis Private Fund provided a $ 1.6 million bridge loan to support the acquisition of a commercial, multi-tenant property with significant redevelopment potential. The borrower, an experienced developer, required fast and flexible financing during the entitlement phase, with plans to convert...
A Fidelis repeat client, an active fix-and-flip investor, needed to refinance an existing bridge loan and buy-out a partner on an investment property. The borrower’s value-add plan includes converting the garage into living space and adding additional bedrooms to create a total of 7 rentable...
Entrepreneurs acquiring underperforming real estate assets often need creative and fast bridge financing, especially when conventional lending isn’t an option due to timing or property type. In this case, an experienced real estate professional needed to close quickly on a value-add mobile home...
Experienced developers often require flexible financing to bridge existing debt and complete construction—particularly on multi-unit infill projects, where timing and capital efficiency are crucial. In this case, a repeat borrower needed to refinance an existing single-family residence (SFR)...
A trusted repeat client needed additional capital to complete a nearly finished single-family residence in San Diego County, while keeping a low-interest first trust deed in place.
When a family inherits real estate, navigating the estate settlement process can be complex, especially when liquidity is needed quickly to distribute funds among heirs while minimizing tax consequences. Traditional financing options often involve lengthy documentation, delays, and inflexible...
