When I talk with new investors, this question always comes up. It’s the elephant in the room. You see a target return of 8–10%, and in a world of volatile stock markets and low-yield savings accounts, you rightfully ask: “Is that actually achievable, and have you actually done it?”
Here is the direct answer.
The Investment Structure
To understand the return, you have to understand the vehicle. At Fidelis, we are not betting on the appreciation of a building. We are not flipping houses.
We are the bank.
In a traditional equity real estate deal, you are the landlord. Your returns depend on property values going up or tenants paying higher rent. That is variable. In our model, we originate short-term, bridge loans to experienced real estate investors. The borrower pays interest monthly. That interest is fixed.
Because we operate as a debt fund, our income stream is mathematical, not speculative. We trade the possibility of a “home run” for the reliability of a “base hit.”
The Fidelis Benefit: Boring Consistency
This structure protects our investors from the roller coaster of the public markets. Because our returns are based on contractual interest payments secured by real estate, the performance has been remarkably steady.
Since our inception, Fidelis has delivered an annualized return to investors of over 9%.
We have done this through market ups and downs. We achieved this by staying disciplined—maintaining a conservative Loan-to-Value (LTV) ratio and ensuring a diversified portfolio. We don’t chase yield; we engineer consistency.
The Bottom Line
These statistics reflect the quarterly report of Q2 2026
We target high single-digit returns, and historically, we have beaten that target. We offer the yield of an aggressive investment with the structural security of a conservative one.
If this still feels complex, give me a call at 760-258-4486 or email me at jlloyd@fidelispf.com. I believe the best partnerships start with a simple conversation—no pressure, just clarity.
See Our Latest Performance Report
Fidelis Private Fund annualized yield paid to Limited Partners for the 2nd Quarter 2026. Click here for a summary of Fidelis’s annualized yield since inception.
Fidelis 2028 Vivid Vision – Where are we going and how are we going to get there!
The Fidelis 2028 Vivid Vision document provides a comprehensive blueprint of the company’s strategic direction, core values, and operational principles, highlighting its commitment to capital preservation, growth, innovation, and client-centric services. Click to read the Fidelis vision.