Fidelis Private Fund provided a $320,000 refinance loan secured by an owner-occupied commercial condominium in the Otay Mesa area of San Diego. The property has been home to a well-established professional services firm for nearly two decades. The company, jointly owned by two business partners...
An experienced real estate investor was under contract to acquire a single-family residence on a large lot in a desirable San Diego neighborhood. Just four days before closing, the borrower’s conventional lender withdrew due to deferred maintenance concerns. With no time to renegotiate or delay...
The borrower owned a residential property and held a very favorable first trust deed loan of $574,000 at a low interest rate of 2.5%. Rather than refinancing the entire first loan—which would have increased costs and eliminated the low rate—the borrower sought a second trust deed loan to fund...
A repeat client was nearing completion on a 5,000 sq. ft. commercial remodel fully pre-leased to a preschool tenant on a 10-year NNN lease. However, the borrower required quick funding to cover final construction costs. The challenge was finding a lender who could fund based on the strong...
A business owner was under contract to purchase a commercial condominium to support the growth of their operations, but traditional lenders couldn’t meet the closing timeline.
An experienced developer and repeat Fidelis client needed funding to construct 12 new apartment units behind an existing single-family home, converting the property into a 13-unit multifamily investment in an excellent San Diego neighborhood.
A business owner was under contract to purchase a commercial condominium to support the growth of their operations, but traditional lenders couldn’t meet the closing timeline.
Fidelis Private Fund provided a $ 1.6 million bridge loan to support the acquisition of a commercial, multi-tenant property with significant redevelopment potential. The borrower, an experienced developer, required fast and flexible financing during the entitlement phase, with plans to convert...
A Fidelis repeat client, an active fix-and-flip investor, needed to refinance an existing bridge loan and buy-out a partner on an investment property. The borrower’s value-add plan includes converting the garage into living space and adding additional bedrooms to create a total of 7 rentable...
Entrepreneurs acquiring underperforming real estate assets often need creative and fast bridge financing, especially when conventional lending isn’t an option due to timing or property type. In this case, an experienced real estate professional needed to close quickly on a value-add mobile home...
Experienced developers often require flexible financing to bridge existing debt and complete construction—particularly on multi-unit infill projects, where timing and capital efficiency are crucial. In this case, a repeat borrower needed to refinance an existing single-family residence (SFR)...
A trusted repeat client needed additional capital to complete a nearly finished single-family residence in San Diego County, while keeping a low-interest first trust deed in place.
When a family inherits real estate, navigating the estate settlement process can be complex, especially when liquidity is needed quickly to distribute funds among heirs while minimizing tax consequences. Traditional financing options often involve lengthy documentation, delays, and inflexible...
A borrower had owned a valuable commercial parcel since 2013 and faced a recent financial setback and needed short-term liquidity to pursue a new property opportunity. The borrower needed a flexible, fast-moving lender that could underwrite based on asset value and a clear exit...
A real estate investor and business owner needed financing to complete a value-add project in the Little Italy section of downtown San Diego. The reconfiguration of three existing residential units into five rental units within a mixed-use property. The borrower sought a lender that could offer...
A close family member of a long-time Fidelis client needed short-term financing to purchase and renovate a single-family home in Carlsbad, CA. Though structurally sound, the property required significant updates to maximize its market potential and achieve a profitable resale within a tight...
An experienced developer with a strong design-build track record sought financing to renovate and activate a large-scale hospitality property in Julian, CA. Although the property was acquired for $1.95M in cash, the borrower required capital to complete significant improvements that would...
An experienced investor needed fast and flexible financing to acquire a prime commercial/industrial property in Temecula. The borrower pledged additional owned assets to provide extra leverage, requiring a short-term solution to complete the acquisition quickly.
A Fidelis investor needed to close quickly on a new residential property purchase in Arizona but had most of their liquidity tied up in another single family residence that had not yet sold. Due to timing, conventional financing was not feasible, so the investor needed a short-term solution...
A valued repeat client approached Fidelis with a need to refinance a maturing loan on two leased industrial buildings. Traditional lenders were unable to move quickly or provide terms flexible enough to meet the borrower’s timing and investment strategy.
