Why is Vision so Important?
We all need a vision to give us purpose in all areas of life, such as our career, business, relationships, and health.
$335,000 Refinance/Const/Bridge Loan
A long-time client needed construction financing to add an ADU to two single-family investment properties in Fallbrook, CA, and needed a bridge lender to make it a smooth and seamless process. This is one of the two properties.
$345,000 Refinance/Const/Bridge Loan
A long-time client needed construction financing to add an ADU to two single-family investment properties in Fallbrook, CA, and needed a bridge lender to make it a smooth and seamless process. This is one of the two properties.
What Should We ask Ourselves Before Making any Investment?
The questions prospective investors typically ask are what is the initial cost, what is the return, how secure is the investment, and what is the timing? Those are great questions. However, equally important questions to ask ourselves are, what is the worst-case scenario, what is the...
$862,500 Purchase/Bridge Loan
An experienced real estate investor and repeat client needed a quick bridge loan to purchase a single-family residential investment property in Pacific Beach and had to close in 10 days.
$700,000 Purchase/Bridge Loan
A repeat client purchased a residential investment property all cash and subsequently needed to refinance cash-out loan to purchase another investment property. The borrower wanted a creative and flexible bridge lender to utilize the equity in his existing property to purchase another investment...
$875,000 Purchase/Bridge Loan
A repeat client, real estate investor, and entrepreneur wanted a purchase loan to acquire an office/warehouse industrial property as an owner-user. However, the borrower needed a creative and flexible lender to utilize equity in his other real estate to obtain a higher leveraged loan on the...
Do We Know When Our Attitude Makes a Difference and When It Doesn’t?
We want to think that having a great attitude in the situation will always solve the problem. However, that isn’t the case. To help us succeed in our professional and personal lives, It’s important for us to understand when our attitude will help us and when it won’t.
$270,000 Refinance/Const Loan
A client referred to Fidelis by a general contractor acting as an owner/builder needed a construction loan for a small single-family residential investment property in Julian, CA.
The Art of Retaining Your Client: A Mortgage Broker’s Ongoing Challenge – Part 2
Is there real value in a Brokerage Fee Agreement? In an ideal world, you should have clients with such loyalty that you don’t need a contract to collect a fee. However, in the real world, you need a fee agreement to perfect your interest in the brokerage relationship and get paid for the...
The Art of Retaining Your Client: A Mortgage Broker’s Ongoing Challenge – Part 1
Have you ever worked hard, spending hours arranging financing for a potential client, and come to find out it was all for naught because you did not execute a fee agreement, and the client went to another lender? I understand this is the nature of the business; however, there are ways to improve...
$480,000 Purchase/Bridge Loan
An existing client referred a borrower who wanted to quickly purchase an investment property as a rental to provide for a relative’s growing family needs.
$1,335,000 Purchase/Const./Bridge Loan
An experienced real estate investor and repeat client needed a loan to purchase a single-family residence (SFR) and the funds to increase the property’s value by building several ADU’s.
$2,100,000 Purchase/Bridge Loan
An experienced real estate investor and repeat client needed a bridge loan to purchase a 3-story, 21,168 sq.ft. office building within a six-building office park in Kearny Mesa. With the investor’s extensive network of prospective tenants, the office building is in lease-up transition and...
$1,500,000 Refinance/Rehab/Bridge Loan
A repeat client purchased for all cash a single-family investment property out of foreclosure for $1.8M. After getting the permits and starting the remodel, the borrower needed a short-term loan to complete the major renovation.
What can Real Estate Investors do now in Preparation for the Next Cycle?
In today’s market, with deals not making sense with valuations so high, real estate investors need to stay focused on the one thing that will get us through the next downturn, and that is cash flow.
$340,000 Refi/Bridge Loan
A repeat client needed to buy out a partner quickly on a single-family investment property in Escondido, CA, by refinancing the property and pulling cash out.
$10,300,000 Purchase / Bridge Loan
A repeat client of Fidelis was in contract to purchase two retail multi-tenant buildings totaling approximately 47,500 sq.ft. in a mixed-use project located in the Barrio Logan neighborhood southeast of downtown San Diego. The borrower needed a bridge lender to close fast and allow time to...
Having a Coach or Mentor can Make all the Difference
A coach or mentor can help release us from what holds us back from our potential. A coach can help us reach our potential, gain knowledge, shed light on our blind spots, and be that sounding board of logic we often need when we can’t see the forest through the trees.
$1,500,000 Purchase/Bridge Loan
A repeat client needed a bridge loan to purchase 14 apartment units in El Cajon, CA, which required renovation before obtaining conventional financing. The borrower needed a flexible bridge lender to fund the purchase quickly and allow time to vacate the tenants and complete the...