By John P. Lloyd, CEO, President & Co-founder When I talk with new investors, one question always comes up: “What happens if one property fails?” They are worried about concentration risk. They want to know if their money is tied to a single building or a single market. It’s a...
By John P. Lloyd, CEO, President & Co-founder There is a specific kind of “knot in the stomach” that many of my investors describe when we sit down to talk. It isn’t the fear of a sudden market crash—most of the people I partner with have the resilience to weather a storm...
The Hook When I sit down with prospective investors, one technical term causes the most confusion: the loan-to-value ratio, or LTV. Most understand it’s a key metric, but they aren’t always sure why it is the “pulse” of their investment security. At Fidelis, we challenge...
As investors, we often spend disproportionate time analyzing potential yield. We look at the upside, the interest rate, and the monthly cash flow. These are important metrics, but they are secondary to the primary goal of any prudent investor: Capital Preservation. If you have ever felt a knot...
I’ve spent a lot of my life on trails, pushing through the miles of ultra-marathons. When you’re at mile forty and the sun is dipping below the horizon, you learn a lot about endurance. But over the years, I’ve realized that the most important “long run” isn’t measured in miles—it’s...
There is a specific kind of “knot in the stomach” that experienced investors feel when the economic winds begin to shift. We’ve seen it before—in the early 90s, the dot-com burst, and the Great Recession. As we navigate the complexities of 2026, that familiar tension is back. You...
By John Lloyd, CEO, Fidelis Private Fund When I sit down with new investors, a question that often comes up is “what are fees to invest”. In the investment world, there is often a massive gap between the “advertised” return and what actually lands in your bank account. You are right...
By John Lloyd, CEO, Fidelis Private Fund There is a specific kind of “knot” that many investors feel when they move capital into the private markets. It’s the tension between the desire for a meaningful yield and the primal need for Capital Preservation and access. We’ve all seen the...
By John Lloyd, CEO, Fidelis Private Fund When you invest with Fidelis Private Fund, you’re investing in San Diego. This is one of the most geographically protected markets in the country — bordered by the Pacific Ocean, Camp Pendleton, mountains and desert, and the U.S.–Mexico border. Those...
By John Lloyd, CEO, Fidelis Private Fund There is a specific kind of “knot in the stomach” that every seasoned investor knows. It’s that subtle, persistent anxiety that surfaces when the headlines turn volatile and the markets begin to shift. For many of us, the primary concern...