By John P. Lloyd, CEO, President & Co-founder There is a specific feeling that keeps many accredited investors awake at night. It isn’t necessarily the fear of a market correction, nor is it the fear of inflation. It is the subtle, gnawing knot in the stomach that comes from investing in a...
By John P. Lloyd, CEO, President & Co-founder When I talk with new investors, this question always comes up within the first five minutes. Most people have the bulk of their net worth tied up in retirement accounts, yet they feel restricted to the stock market. They want real estate exposure...
By John P. Lloyd, CEO, President & Co-founder As investors, we often grapple with a specific kind of tension—a knot in the stomach—when looking at our retirement accounts. We know these accounts are our future security, which naturally inclines us toward safety. However, we also know that if...
By John P. Lloyd, CEO, President & Co-founder When I mention our track record—zero foreclosures since inception—I often see a raised eyebrow. Investors are skeptical of “perfect” records in finance, and rightly so. They know real estate has inherent risks and that borrowers...
By John P. Lloyd, CEO, President & Co-founder When I sit down with prospective investors, one question almost always comes up before we discuss strategy: “Am I an accredited investor… and why does it matter?” It’s a fair question—and one I answer frequently when speaking with...
By John P. Lloyd, CEO, President & Co-founder There is a specific kind of “knot in the stomach” that many investors feel today when they look at their quarterly statements. On one hand, you have the “safety” of traditional fixed income or high-yield savings accounts...
By John P. Lloyd, CEO, President & Co-founder When I talk with new investors, one question always comes up: “What happens if one property fails?” They are worried about concentration risk. They want to know if their money is tied to a single building or a single market. It’s a...
By John P. Lloyd, CEO, President & Co-founder There is a specific kind of “knot in the stomach” that many of my investors describe when we sit down to talk. It isn’t the fear of a sudden market crash—most of the people I partner with have the resilience to weather a storm...
The Hook When I sit down with prospective investors, one technical term causes the most confusion: the loan-to-value ratio, or LTV. Most understand it’s a key metric, but they aren’t always sure why it is the “pulse” of their investment security. At Fidelis, we challenge...
As investors, we often spend disproportionate time analyzing potential yield. We look at the upside, the interest rate, and the monthly cash flow. These are important metrics, but they are secondary to the primary goal of any prudent investor: Capital Preservation. If you have ever felt a knot...