An experienced real estate investor and licensed broker sought to refinance an existing bridge loan approaching maturity on a single-family residence with an accessory dwelling unit (ADU). The borrower had invested significant capital into improvements since acquiring the property and was...
An experienced investor was under contract to acquire a long-established nursery business in California’s Imperial Valley. The seller, retiring after decades of ownership, required a quick close. The borrower had committed significant equity to the transaction but needed to secure the remaining...
A longtime San Diego business professional with decades of experience in the cold storage and logistics industry sought to reposition a canyon-rim single-family property in the Mission Hills neighborhood. The existing structure was uninhabitable and required full redevelopment. The borrower...
An experienced development group sought construction financing to support the ground-up development of a higher-density multifamily project on an infill site. The business plan required a lender capable of funding a substantial build-out, and administering a controlled draw process without the...
A long-held single-family residence required a comprehensive renovation to modernize the home and enhance its market appeal. The project required a lender willing to provide a conservative rehab loan with a controlled draw structure, supporting a full interior and exterior upgrade without...
An experienced real estate developer and repeat Fidelis client needed financing to reposition an older residential asset into a modern 10‑unit multifamily community. The project required a lender capable of combining a refinance with a structured construction holdback, ensuring controlled...
An experienced real estate developer Fidelis has funded numerous loans for, all of which have been paid as agreed, and needs financing to reposition an older residential property into a modern multifamily community. The project involved a full interior and exterior transformation of the existing...
A local family inherited a free-and-clear infill property and wanted to redevelop it into new multifamily housing while keeping the existing residence. The project required a construction lender who could underwrite a ground-up build, support a clear entitlement path, and manage a structured...
Fidelis was approached by a seasoned developer needing to refinance an existing land loan and provide funds to finalize entitlement approvals for a tentative map for a 73-lot residential subdivision located off Highway 67 in Lakeside, California. While land development loans are typically...
Fidelis Private Fund provided a $300,000 cash-out refinance loan secured by a free and clear commercial gas station, at a conservative 17% LTV ratio, located along a key transportation corridor in California’s Central Valley. The borrower, an experienced business owner with multiple real estate...
Fidelis Private Fund was approached to fund the acquisition and conversion of an aging 3-story hotel into a single-room occupancy (SRO) housing project in the heart of downtown San Diego. The borrower faced the challenge of securing financing for a unique transitional housing redevelopment—one...
Fidelis Private Fund provided a $320,000 refinance loan secured by an owner-occupied commercial condominium in the Otay Mesa area of San Diego. The property has been home to a well-established professional services firm for nearly two decades. The company, jointly owned by two business partners...
An experienced real estate investor was under contract to acquire a single-family residence on a large lot in a desirable San Diego neighborhood. Just four days before closing, the borrower’s conventional lender withdrew due to deferred maintenance concerns. With no time to renegotiate or delay...
The borrower owned a residential property and held a very favorable first trust deed loan of $574,000 at a low interest rate of 2.5%. Rather than refinancing the entire first loan—which would have increased costs and eliminated the low rate—the borrower sought a second trust deed loan to fund...
A repeat client was nearing completion on a 5,000 sq. ft. commercial remodel fully pre-leased to a preschool tenant on a 10-year NNN lease. However, the borrower required quick funding to cover final construction costs. The challenge was finding a lender who could fund based on the strong...
A business owner was under contract to purchase a commercial condominium to support the growth of their operations, but traditional lenders couldn’t meet the closing timeline.
New clients referred to Fidelis from an existing broker relationship requested financing to purchase an existing restaurant investment property in San Diego. The borrowers will be relocating from their existing location to the subject property. They needed a quick close.
An experienced developer and repeat Fidelis client needed funding to construct 12 new apartment units behind an existing single-family home, converting the property into a 13-unit multifamily investment in an excellent San Diego neighborhood.
A business owner was under contract to purchase a commercial condominium to support the growth of their operations, but traditional lenders couldn’t meet the closing timeline.
Fidelis Private Fund provided a $ 1.6 million bridge loan to support the acquisition of a commercial, multi-tenant property with significant redevelopment potential. The borrower, an experienced developer, required fast and flexible financing during the entitlement phase, with plans to convert...
