There is a lot of stress in our everyday life. The demands of a job and family can often be overwhelming. The economic uncertainty and the political division we live in today adds to the stress. This may sound relatively simple, but a factor in reducing stress is to embrace humility. Short...
The term “Mortgage Fund” is often a generic term used for both a mortgage and a trust deed fund. A trust deed is like a mortgage but has the advantage of allowing lenders to foreclose on the property without going through a judicial process. California is a Trust Deed state, and therefore in...
Over my career of 30 years in the real estate financing business, I have helped hundreds of investors achieve their financial goals through investing in real estate. I’ve learned some valuable lessons throughout the years and would like to share them with you. 1. Three Things Make...
The right real estate financing can make the difference between a good project and a great one. In today’s economic environment obtaining the right loan with the best lender can be a challenge. You can speed up the loan process by asking the right questions upfront when searching for the...
Connect with people and communicate with sincerity and purpose. Get to know people beyond their name and the business transaction you benefit from. To know a person better provides insight and value to the connection that can’t be quantified because long-term success in business comes down to...
I have been in the real estate financing business for over 30 years, and subsequently have helped hundreds of investors finance over a billion dollars in real estate. There are qualities I have observed throughout my career in people who experience continued success and happiness. The success I...
A crisis produces opportunities. 2020 has been one crisis after another. With businesses altering the way they run, government policy continually changing, and people’s living and working environments shifting, it all impacts the real estate market. Most market statistics are not current...
Wise investors look at the big picture when analyzing the feasibility of a real estate investment opportunity and consider private money financing as one tool in accomplishing their goal. Private money works best for the short term, bridge financing opportunities where value is created in...
We all have plenty of ideas. This is the easy part. The hard part is turning an idea into reality. These are four practical action steps I found helpful to get an idea to a result: Write the idea down on paper – This helps solidify what you desire to achieve. It gives clarity to
I have been in the commercial real estate financing business as a lender and mortgage broker for over 30 years. I have arranged over a billion dollars in loans and worked with hundreds of different borrowers, so I know what it takes to get lenders to approve a loan request. Know Your Client and...
Fidelis Private Fund is a mortgage fund that invests primarily in short-term bridge loans. Our business model is based on years of experience and a proven strategy. In this article, I share some of the key advantages and how that business model ultimately benefits our investors while providing a...
“Contrarian investors have historically made their best investments during times of market turmoil.” Baron Rothschild. As it relates to real estate lending, a contrarian strategy takes the opposite approach to what most traditional lenders are doing. The same analogy goes for real estate...
A crisis often brings clarity to our values and options that may have been ambiguous before. It expedites decisions that can result in improvements in our businesses and our personal growth. I notice ingenuity and creativity emerging as we move through this COVID-19 crisis. At times...
Just over a month ago, the fundamentals of our economy were strong, i.e., low unemployment, low real estate inventories, low inflation, low-interest rates, and stability in the capital markets. Within a month, this coronavirus pandemic has rocked our world. I want to pass on some hope in the...
A 5-star rating for a hotel or restaurant means the ultimate in satisfaction. A 5-star connection in a relationship means fulfillment and joy. How can we achieve 5-star connections.? The 5-star rating system in a relationship can mean the difference between extraordinary and meaningless. We...
